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DON'T LET A CLAIM RAIN ON YOUR PARADE.

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Health Insurance
  • Zero dollar monthly premiums

  • Out of Pocket Maximums

  • Drug Coverage

  • Preventative Screenings

  • Immunizations

 

Health insurance coverage doesn’t have to be difficult to understand. A licensed agent will be happy to help answer any questions you may have.

There are many benefits available depending on the plan you choose including

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  • Diagnostic tests (X-rays, Blood tests, etc.)

  • Emergency Medical Transportation

  • Skilled Nursing Care

  • Rehabilitation services

  • Durable Medical Equipment

Life
Insurance

INSURANCE

HOURS & CONTACT
Location
Hours

Monday - Friday 

8:30 am to 5:30 pm

 

Saturday 

9:00 am to 12:00 pm

 

Evenings by Appointment

Medicare Supplement (Medigap)​

  • ​No networks (Coverage available nationwide)

  • Lower cost sharing for services

  • Costs more stable and predictable

  • Greater freedom and flexibility in choosing healthcare providers

  • No need for prior authorization for treatments or procedures​

Medicare Advantage (Part C)

  • Many plans available for zero premium

  • Many plans include prescription drug coverage

  • Different plans can offer a wide variety of additional benefits including

    • Vision (exams, eyewear)​

    • Dental 

    • Hearing (tests, hearing aids)

    • Fitness (Gym memberships, Blue 365, etc.)

    • Well Being (Online platform and stress management resources)

    • Over the Counter (OTC) Allowance

    • Transportation

    • At Home Care

    • Special Supplemental Benefits for the Chronically Ill (SSBCI)

 

Basic Medicare coverage also known as Original Medicare (Parts A and B) can leave many seniors financially vulnerable in the event of a major health event. As a result many get additional protection in one of two ways: Medicare Advantage (Part C), or Medicare Supplement (Medigap), advantages for each are listed below.

Medicare 
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Life insurance is a crucial step in planning for your future and the future of your loved ones.  It can also be used as an investment vehicle depending on the policy.

Use this link to shop and compare Medicare Plans:  https://www.sunfirematrix.com/app/consumer/ember/?sfpath=ncc&sfagid=20069330

  • Term Life Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

  • Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.

  • Final Expense Insurance is a type of whole life policy with a relatively low death benefit ranging from 5k-25k. These are intended to cover the costs of the insureds funeral. These can also be referred to as "burial insurance" or "funeral insurance"

  • Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.

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